Croatian National Bank

The Croatian National Bank is the central monetary authority of Croatia, charged with shaping monetary policy, supervising the banking system, and maintaining macroeconomic stability. Responsible for issuing the national currency and managing foreign exchange reserves, it employs a variety of instruments to regulate liquidity and contain inflation. Since Croatia’s transition to a market economy, the bank has implemented extensive reforms aimed at modernising its regulatory framework and bolstering financial stability. Embracing digital innovation, the Croatian National Bank has introduced advanced payment technologies and fortified cybersecurity measures to enhance the efficiency and security of financial transactions. Its emphasis on transparency is reflected in the regular publication of economic reports, policy reviews, and detailed analyses that foster open dialogue with stakeholders and build public confidence. Additionally, the institution collaborates with international financial bodies and regional partners to ensure that its practices are consistent with global standards. By promoting financial inclusion through targeted initiatives and outreach programmes, the bank helps to extend modern banking services to all segments of society. Overall, the Croatian National Bank continues to be a linchpin in Croatia’s economic development, balancing traditional monetary policy instruments with innovative reforms to support a dynamic, resilient, and inclusive financial system.