Saudi Central Bank

The Saudi Central Bank, also known as the Saudi Arabian Monetary Authority (SAMA), is the principal monetary institution in Saudi Arabia and plays a central role in the Kingdom’s economic landscape. Entrusted with issuing the Saudi riyal, managing foreign exchange reserves, and regulating the banking sector, SAMA is instrumental in ensuring price stability and fostering sustainable economic growth. With a mandate that spans monetary policy formulation, financial sector supervision, and the regulation of payment systems, it is at the heart of maintaining a secure and resilient financial environment in an economy heavily influenced by oil revenues. In recent years, the bank has embarked on digital modernization initiatives, including the upgrade of payment infrastructures and the implementation of advanced cybersecurity measures, to address the challenges posed by the fast‑evolving global digital economy. Transparency is a core principle, with SAMA regularly publishing comprehensive economic reports, policy directives, and performance reviews to build market confidence and inform stakeholders. Collaborative engagement with international financial bodies helps to align its regulatory practices with global standards, thus reinforcing Saudi Arabia’s position in international markets. Furthermore, targeted efforts to promote financial inclusion have expanded access to modern banking services across diverse segments of society. By skillfully integrating time‑honored monetary tools with innovative digital reforms, The Saudi Central Bank continues to underpin the Kingdom’s economic stability and foster long‑term prosperity in an increasingly interconnected global marketplace.