Bank of Zambia

The Bank of Zambia is the central bank of Zambia and the key authority in maintaining the nation’s monetary stability. It is responsible for issuing the Zambian kwacha, regulating the banking sector, and formulating monetary policy to control inflation and manage liquidity. In recent years, the bank has undertaken modernization initiatives by adopting digital payment platforms and enhancing cybersecurity measures to ensure secure and efficient financial transactions. It is committed to transparency through the regular publication of detailed economic reports, policy updates, and performance reviews that build public trust and investor confidence. The Bank of Zambia works closely with regional and international financial organizations to align its regulatory practices with global standards. Additionally, programs aimed at expanding financial inclusion have helped extend modern banking services to underserved communities, bolstering socio‑economic development. By balancing traditional monetary policy instruments with progressive digital innovations, the Bank of Zambia continues to support sustainable growth and fortify the stability of the national financial system amid evolving global challenges.